EMAIL DETAILS

Open a USAA IRA today.

---------------------------------------------------------------------------

TAKE CONTROL OF YOUR RETIREMENT. OPEN A USAA IRA TODAY.

Talk to the retirement professionals about your IRA options.
Call 1-800-472-8722 now.

---------------------------------------------------------------------------

Dear Mrs. Biden:

IS NOW THE RIGHT TIME TO OPEN A USAA IRA?

We recently sent you information regarding the advantages of opening an
IRA with USAA. If you haven't responded yet, we'd like to remind you
that the sooner you start planning for your retirement, the better.

Remember, USAA offers a range of options that let you create a
retirement plan that may fit your retirement goals. We can:

> Provide a mutual fund that automatically adjusts as your retirement
draws near.

> Guarantee a retirement income for life through fixed annuities. The
guarantee against principal loss depends on the claims-paying ability of
the insurance company.

> Facilitate trades with discount brokerage services.

Remember, deductible contributions you make to a traditional IRA by
April 15, 2010, may help reduce your taxable income for 2009. So talk to
a USAA licensed financial advisor and open a USAA IRA today.

---------------------------------------------------------------------------

WE ARE RETIREMENT SPECIALISTS.

The retirement professionals at USAA offer comprehensive investment,
banking and insurance products, and make available a range of
health-care solutions - so you can worry less about retirement and focus
on what's important now.

Call 1-800-472-8722 today.
The call is free and so is the advice.

---------------------------------------------------------------------------

Consider the investment objectives, risks, charges and expenses of the
USAA mutual funds carefully before investing. Contact USAA at
1-800-531-8910 for a prospectus containing this and other information
about the funds from USAA Investment Management Company, Distributor.
Read it carefully before investing.

---------------------------------------------------------------------------
Please do not reply to this e-mail. To contact USAA, go to:
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/usaa101
---------------------------------------------------------------------------
USAA will never ask for sensitive personal information such as a Social
Security number, a PIN, account numbers or a password in an e-mail. To
ensure delivery to your inbox, please add offers@e.usaa.com to your
address book.
---------------------------------------------------------------------------
Need to change your e-mail address?
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/usaa102
---------------------------------------------------------------------------
You are receiving this message from USAA communications. If you believe
this address was mistakenly added to our e-mail list, you may
unsubscribe at any time.
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/unsub?t=BLuz-OB73spXB8G4gnLuIGItXU&USAA_NUMBER=024482764&email=hbiden@senecaga.com
---------------------------------------------------------------------------
PRIVACY PROMISE
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/usaa104
---------------------------------------------------------------------------
ONLINE SECURITY GUARANTEE
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/usaa105
---------------------------------------------------------------------------
Investments/Insurance: Not FDIC Insured - Not Bank Guaranteed - May Lose
Value

Investing in securities products involves risk, including possible loss
of principal.

USAA means United Services Automobile Association and its affiliates.
Investments provided by USAA Investment Management Company and USAA
Financial Advisors, Inc., both registered broker dealers. USAA Brokerage
Services is a division of USAA Financial Advisors, Inc. Annuities
provided by USAA Life Insurance Company, San Antonio, TX, and in New
York by USAA Life Insurance Company of New York, Highland Falls, NY.
Each company has sole financial responsibility for its own products.
---------------------------------------------------------------------------
This advertisement was sent by USAA, 9800 Fredericksburg Road, San
Antonio, TX 78288-9876
---------------------------------------------------------------------------
View the online version of this e-mail.
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/tag?t=BLuz-OB73spXB8G4gnLuIGItXU&t_params=EMAIL%3Dhbiden%2540senecaga.com%26FORMAL_NAME%3DKATHLEEN%2520BIDEN%26SALUTATION%3DDear%2520Mrs.%2520Biden%253A%26USAA_NUMBER%3D024482764
---------------------------------------------------------------------------
USAA
http://e.usaa.com/a/tBLuz-OB73spXB8G4gnLuIGItXU/usaa107
---------------------------------------------------------------------------
COPYRIGHT 2010 USAA.
107782-1209